Terms and Conditions of Use

This Website is provided by TMEI and PRO Insurance Solutions Limited (together “We”).

These Terms and Conditions will apply each and every time you access this Website. By using this Website you agree to be bound by these Terms and Conditions. If you do not agree to be bound by the Terms and Conditions set out below do not continue to use this Website.

We reserve the right to change these Terms and Conditions at any time; a notice of any updates will be posted on the home page. You are bound by such changes and should therefore periodically check the home page for details of any amendments to the Terms and Conditions.

The Scope of Arrangements and Definitions

The information on this Website relates to the terms of the Scheme for TMEI. All information on the Website is qualified by and subject to the terms of the Scheme

All expressions on this Website shall, from the Effective Date (of the Scheme), bear the meanings defined in the Scheme, a copy of which will be posted to the Important Information section of this Website at a later date.

Limitation of Liability

This Website is available to you on an "as is" basis and We give no warranties in respect thereof. All conditions, warranties and representations expressed or implied by statute, common law or otherwise are hereby excluded to the extent permitted by law.

We exclude all liability (whether arising in contract, tort or negligence) arising out of or in connection with your use of the Website. The exclusion means in particular, without limiting the generality of the foregoing, that, to the extent permitted by law, We expressly exclude all liability which We may otherwise have to you (whether arising in contract, tort or negligence) in relation to:

(a) your (or your employees') access to, use of, or inability to access or use this Website;

(b) any factual, textual, or typographical errors or omissions;

(c) any failure or delay in operation or transmission of this Website;

(d) any computer virus or other harmful material that may infect your computer equipment or networks as a result of your accessing or using this Website or your downloading any of the material from this Website, or line or system failure;

(e) any misrepresentation on or relating to this Website (other than a fraudulent misrepresentation made by us or on our behalf);

(f) any direct, indirect, incidental, special, economic or consequential loss or any loss of data, opportunity or goodwill;

(g) any negligent act by us or our employees or agents in relation to this website.

This exclusion of liability shall apply even if you have advised us or our employees or agents of any damage, loss or expense you might suffer.

Nothing in these Terms and Conditions has the effect of excluding or limiting our liability towards you:

• for death or personal injury caused by our negligence or the negligence of our employees or agents;
• under the Financial Services and Markets Act 2000 and any rules and regulations for the conduct of business made under these Acts to which We are subject, including any applicable rules of the Financial Services Authority; or
• for fraud.

Whilst we try to ensure that this Website is virus free, we make no representations, undertakings or warranty of any kind as to the freedom from viruses of the content of this Website. We recommend that you employ your own virus detection and protection measures when accessing this Website.

Interruptions and Omissions in Service

We will endeavour to maintain the availability of this Website. However, the nature of the internet is such that errors, omissions and interruptions may occur at any time.

We also reserve the right at any time to modify or withdraw, temporarily or permanently, this Website, part thereof or any information without notice. To the extent permitted by law, We shall not be liable in any way for errors, omissions and interruptions or for the modification or withdrawal of this Website or part therof.

Links to Other Websites

Anybody entering this site may be offered links to other websites that may be of interest. These websites are maintained by third parties over whom We have no control. We make no representations as to the accuracy of or as to any other aspects of material contained in or offered by other websites and We accept no liability in respect of the same.

Information

The information on this Website or any part thereof is provided on the understanding that We are not rendering legal, tax, financial or other advice. You should consult your own professional advisers as to legal, tax, financial or other advice relevant to any action you wish to take in connection with this Website.

We have used every reasonable endeavour to ensure that the material contained in this Website has been obtained from reliable sources and was accurate and up to date at the time of inclusion . However human errors or technical failures cannot always be avoided and We cannot therefore guarantee the accuracy or completeness of the information contained in this Website and, to the extent permitted by law, We shall not be liable for any loss or damage which may arise from reliance on information contained in this Website .

Intellectual Property

Unless otherwise indicated all intellectual property rights (including without limitation copyright, trade marks, domain names and database rights) in the whole or any part of this Website belongs to PRO Insurance Solutions Limited or to their content and technology suppliers.

You are permitted to download and store any of the content of the site provided this is solely to view such contents. You are not permitted to redistribute the contents of this Website without the prior written consent of PRO Insurance Solutions Limited.

Privacy

Please see our separate Privacy Statement for details of how we will use your personal information collected via this Website. The Privacy Statememt forms part of these Terms and Conditions.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with English Law, and the parties agree to submit to the exclusive jurisdiction of the English Courts.